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Life, Annuities, Health Insurance
Auto, Boat, Motorcycle, RV Insurance
Homeowners Insurance
Commercial Insurance
Agribusiness Insurance
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CONDOMINIUM INSURANCE PROTECTION
ANPAC®
condominium owners policy combines the protection
of a renters policy with the advantages of a
homeowners policy.
Some of its unique features include:
- Personal property covered on replacement
cost basis (no deduction for depreciation).
- $2,500 coverage for direct physical
loss of jewelry, watches, furs, precious and semi-precious
stones, subject to maximum of $1,000 per article.**
- $4,000 coverage for computer hardware,
personal or business.**
- $1,000 for coverage for computer software.**
- $1,000 for accidental death to you
or resident relative, under age 21.
- $1,000 for business property on or
away from premises.***
- $2,500 for loss by theft of silverware,
silver-plated ware, goldware, gold-plated ware,
and pewterware.**
- $2,500 for loss by theft of guns.**
- $1,000 coverage for watercraft, including
trailers, furnishings and outboard motors.
- $1,000 coverage for trailers not associated
with watercraft.
In addition to the above benefits, coverage of
$1,000 is provided to pay your share of loss assessments
from your condominium association.
Your policy will also pay up to $2,500
for the legal obligation of an insured due to the
theft or unauthorized use of credit cards, or loss
to an insured caused by forgery or alteration of
any check or negotiable document.
ANPAC®s
policy protects you against many perils including:
- Fire/Lightning
- Aircraft
- Vandalism
- Smoke from Hostile Fire
- Windstorm/Hail
- Riot/Civil Commotion
- Glass Breakage
- Water Discharge/Overflow
- Explosion
- Vehicles
ANPAC®s
protection package also includes:
- Medical payments to others up to $1,000
- Physical damage to property of others
up to $1,000
- Personal liability protection anywhere
in the world
- Legal defense
- Loss of use ANPAC® can make your
condominium a secure home.
*Up to 10% of the personal property coverage
limit.
**This amount or up to 2% of personal
property coverage limit, whichever is greater.
***This amount or 1% of personal property
coverage limit, whichever is greater.
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All products, coverages,
and options are not available in all states, and eligibility
requirements will apply. Products and services referenced
in this Web site are provided through multiple companies.
Each company has financial responsibility only for its
own products and services, and is not responsible for
the products and services provided by the other companies.
Life insurance and
annuities are issued through American National Insurance
Company, Galveston, TX. Personal and commercial lines
insurance is issued by American National Property And
Casualty Company (ANPAC®),
Springfield, MO, its subsidiaries or affiliates, including
American National General Insurance Company, Pacific
Property And Casualty Company (California), American
National Lloyds Insurance Company (Texas), American
National County Mutual Insurance Company (serviced by
ANPAC®-Texas),
and ANPAC® Louisiana
Insurance Company (Louisiana). American National Property
And Casualty Company is a subsidiary of American National
Insurance Company.
Disability Income
products and services are issued by Illinois Mutual
Life Insurance Company, Peoria, IL.
Tax issues that
may be discussed are subject to change, and this is
for your information only. Discussion of such issues
does not constitute tax or legal advice. Please consult
your tax advisor, attorney or CPA for guidance on all
tax matters.
These brief descriptions
of coverages available are for illustration purposes
only, and are not intended as a statement of contract.
For actual terms and conditions of coverage provided,
refer to your insurance policy. For more information
about coverage options and availability, talk to your
American National agent. American National Family of
Companies reserves the right to discontinue programs
at any time.
This site may have
links to other sites not maintained by American National
Insurance Company, its subsidiaries or affiliates. Such
links do not imply endorsement or approval of these
sites or the content therein by American National, its
subsidiaries or affiliates.
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