Coverage for the hobby farmer.
Whether you have a modest fruit and vegetable stand,
a small pick-your-own Christmas tree operation,
or a few horses out to pasture... if you have a
farm, no matter how small, you have risks.
As an offshoot of American National Property and
Casualty Company's (ANPAC®) Special Farm Package
10, the Country Estate program was designed for
people who enjoy farming on the side, but make the
majority of their income elsewhere. Country Estate
goes beyond traditional farm coverage, providing
a flexible farm package that's tailored to the needs
of hobby farmers like yourself.
Who can qualify for Country
Estate?
Generally, if you have less than $13,000 of farming
income, and have 10 or less large animals (except
horses which are limited to 5 maximum) or 40 or
less small animals, you could qualify for Country
Estate.
Adaptability
At ANPAC, we understand that a standard one-size-fits-all
policy simply doesn't fit everyone. Your operation
is unique, and your insurance coverage should address
this fact.
Depending on the coverages desired, you may customize
your policy by choosing among five divisions and
a variety of options within those divisions.
Similar perils (causes of loss, such as wind, fire,
theft, etc.) are combined into groups, to achieve
the combination of coverages that are right for
you.
The five divisions include:
- Residences and Household Contents
- Buildings and Building Contents
- Farm Personal Property
- Scheduled Personal Property
- Liability
Flexibility
Unlike the homeowners policy you may be using now
to cover your farming exposures, Country Estate
allows you to customize your policy more precisely
to match you individual needs.
Is Country Estate right for
me?
Protection tailored just for you helps ensure you're
getting exactly what you need and that you're not
paying for extra coverages you don't want.
Don't take the fun out of your hobby by not preparing
yourself for the unexpected.
Talk to your local American National agent for
details on how the Country Estate program could
be adapted to meet your personal needs.